Charlotte Holding was born in 1848 in Blackrod and was the daughter of James Holding (1810) and Jane Goulding. In 1851 she was living at Side of Moor, Aspull. In 1861 she was living in Ladies Lane, Hindley.

Sources
• 1. 1851 Census. Side of Moor, Aspull. Sharlot Holding. Daughter. Age 3. Born Blackrod. • 2. 1861 Census. Ladies Lane, Hindley. Charlotte Holding. Daughter. Age 13. Scholar. Born Aspull.